529 Contribution Limits 2024 Parents. Since each donor can contribute up to $18,000 per beneficiary, a married. This means you can contribute a total of.
You can contribute as much money as you want, but there are tax incentives to stay within the gift tax limits. Although the lifetime limit for transferring funds from a 529 plan to a roth ira is set at $35,000, the annual limits are significantly lower based on the roth ira.